If you need to have a Major Medical plan that can be in effect the next day after the simple, short, application is submitted! ( up to 6 months, with the option to renew for an additional 6 months), then these Short Term “Amigo”  plans, underwritten by HCC Life Insurance Company are the answer! Plus, they include a no deductible $50 copay benefit for “Urgent Care” facilities!!

They are very affordable, and can qualify for continual coverage credit, so you don’t have to loose any “Pre-existing credit”!

Please click here to calculate rates, and apply directly on line for in Force coverage Tomorrow!

Premiums can be reduced by up to 40% by Pre-Paying six months (180 days) in advance.  These plans are essential for those who have not had health insurance for the last three months or more and are true Major Medical Plans with a $2 million dollar lifetime limit. They are an excellent value for those who have no health insurance, are on a Cobra conversion, or just need relief from the high premiums offered for permanent health insurance.

There are very few underwriting questions and coverage can go into effect the day after an application is submitted.